Third-Party Liability in a Construction Accident

If you or someone you love works in the construction industry, then you know there are more risks involved than most workers face in their jobs. However, that does not mean you should not be able to recover a fair compensation for your injuries. In many cases, construction accident injuries are caused by third-party contractors on the job site. This could mean you are entitled to more compensation than you realize.

The Statistics Behind the Risks in Construction

The Occupational Safety and Health Administration (OSHA) tells us that there were 5,486 fatal work injuries during the 2022 reporting year.

Construction had the highest number of deaths among all industry sectors with 1075 fatalities and has continuously been the most dangerous industry since 2011. The top four cause of fatalities amongst construction workers is:

• Falls, slips, and trips
• Getting struck by an object
• Electrocutions
• Getting caught in between objects

Identifying Third-Party Liability in Construction Accidents

It is rare for one construction company to be on a job site. You will almost never find an entire construction project completed by a single company. Rather, there will likely be one main company running the show that hires dozens of smaller third-party contractors who specialize in various parts of the required work.

These third-parties can make mistakes that lead to injuries of workers of other companies on the job site. In many cases, third-parties do not have the same safety standards as the main company they work for (though they should), leading to major incidents. Some examples of cases in which a third-party could be held liable in construction include:

• Use of substandard materials when constructing scaffolds or building structures
• Faulty demolition plans designed by an engineer
• Failing to warn of dangerous conditions of a subcontractor
• Vehicle accidents by a third-party
• Third-party contractors failing to adhere to site safety rules
• Improper work by a third-party on electrical equipment leading to electrocution

This is not a complete list, so be sure to speak to an attorney about your specific case.

Why Third-Party Liability Changes Your Legal Options

Injuries that happen at work are usually going to be covered by workers’ compensation regardless of who was at fault. If your employer made a mistake that caused you harm, you will still only usually receive the amount covered by workers’ comp and can generally not file a personal injury lawsuit.

However, injuries caused by a third-party contractor are different. Because they do not work for your company, you could be entitled to more compensation by filing a personal injury lawsuit against the negligent party.

What Kind of Compensation Could I Be Entitled To?

There are various economic and non-economic damages that you could be entitled to after a third-party construction injury. This can include:

• Compensation for your medical bills related to the injury
• Lost wages and benefits if you are unable to work
• Loss of future wages and future earning potential
• General household expenses
• Possible physical therapy expenses
• Pain and suffering damages
• Possible punitive damages against a negligent party

These damages extend beyond what is typically covered in a workers’ compensation claim. It is important to secure an attorney soon after a construction accident injury so the incident can be thoroughly investigated. In some cases, you may not even realize that the injury happened due to a third-party.