Oregon Truck Accident FAQ
Posted on August 31, 2021 in Truck Accidents
It is crucial to have reliable information when it comes to the aftermath of a truck accident in Oregon. If you or somebody you care about has been injured or sustained property damage caused by the careless or negligent actions of a truck driver or trucking company, you deserve to be fairly compensated. Here, we hope that this list of frequently asked questions helps you take the first steps towards a successful truck accident claim.
1. What are the common causes of truck accidents in Oregon?
Truck accidents occur in a wide variety of ways in the state of Oregon (too many ways to completely list here). In many situations, these incidents are caused by the careless or negligent actions of truck drivers or trucking companies. This can include:
- Fatigued drivers because they operated beyond FMCSA hours of service
- Alcohol- or drug-impaired driving
- Distracted driving
- Improperly loaded cargo
- Operating too fast for conditions
- Ignoring traffic laws
Additionally, trucking companies could be responsible for these incidents if they fail to regularly inspect and maintain the vehicles and if they fail to properly train their drivers.
2. What are the most common truck accident injuries?
Injuries caused by commercial truck accidents are often devastating. Due to the immense size and weight of these vehicles, collisions with traditional passenger cars are often much more severe than regular vehicle accidents. Some of the most common injuries caused by these incidents include the following:
- Traumatic brain injuries (TBI)
- Spinal cord trauma with paralysis
- Internal organ damage or internal bleeding
- Severe scarring or disfigurement
- Broken or dislocated bones
- Crush injuries or amputations
3. Why are truck accident claims more complicated?
These cases are generally much more complicated than traditional vehicle accident claims. There will usually be multiple parties involved in these collisions, including both drivers, the trucking company, insurance carriers for the victim and the trucking company, and legal teams. Truck accident claims are much more likely to be contested by insurance carriers because they typically result in larger payouts. It can be very difficult for a truck accident victim to handle these claims on their own without assistance from a skilled attorney.
4. Do you have to see a doctor even if you feel fine?
It is crucial for any person involved in a truck accident to seek immediate medical care. The signs and symptoms of some truck accident injuries do not appear until hours or even days after the incident occurs. If an individual delays seeking medical care, this could cause issues when it comes to the insurance carrier paying out for a settlement. The insurance carrier could use the fact that a person did not seek immediate medical care against them, even if the signs and symptoms of the injuries appear later.
5. Do you have to talk to the truck company’s insurance carrier?
You do not have to talk to the truck company’s insurance carrier. There is no law in this state that says you have to do so. You should direct any inquiries from the truck company’s insurance carrier to your attorney. Insurance claims adjusters for the trucking company have one goal in mind – to limit the amount of money they pay you in a settlement. Anything you say to them could be used against you in an effort to lower how much you get paid.
6. Should you accept the first settlement offer?
You should be aware that the first settlement offer sent to you by the truck company’s insurance carrier is going to be much lower than you actually deserve. Initial settlement offers usually come in before the true extent of the injuries or property damage is even realized. The initial settlement offer is the beginning of the negotiation process, not the end.